Exclusively for Federal Employees

Are Your Survivor Benefits
& Estate Planning 
In Order?
Who depends on you to make sure that they are?
Learn about the action steps that every Federal Employee should take to
ensure their affairs are in order with Federal Employee Benefits Experts

Tammy Flanagan & Micah Shilanski, CFP®
10.27.2022 | 08:00 AM AK | 09:00 AM PST
What Survivor Elections are available?

How is your pension impacted by which election you take?

Do you have all 4 Federal Employee beneficiary designations filled out?

How do your Federal Employee benefits integrate with your Last Will and Testament 
and other Estate Planning documents?
Tammy Flanagan
Federal Employee 
Benefits Expert,
Retire Federal
08:00 AM AKT
09:00 AM PST
Micah Shilanski, CFP®
Shilanski and Associates,

Survivor benefits, beneficiaries, wills… 

it doesn't have to be complicated. 

It just has to be done.

We can’t imagine what someone's significant other is going through after losing the love of their life and then learning that they would enter into a financial devastation they weren’t prepared for. 

When Anne Friedman died, she had been happily married for 20 years. However, after her untimely death, it was discovered that her husband was not the beneficiary of her pension. A form she had filled out 27 years ago, 7 years before her marriage, before the couple had even met, listed other beneficiaries.
Assets transfer by title designation first. Who you leave as your beneficiary is who your assets will transfer to.

When Anne began her career, she was unmarried and childless. She had listed her beneficiaries as her mother, sister, and uncle.

When she died, those beneficiaries were still on file. The case went all the way up to the Manhattan Supreme Court. The courts ruled that Anne’s intention of making her husband the beneficiary could not be assumed post-mortem and that the paperwork on file was clear: Anne’s beneficiaries were her mother, sister, and uncle. Not her husband of 27 years.

Who depends on you to ensure that your affairs are in order?

Join The Course Before It's Too Late


  • What is the long-term difference between a partial and a full survivor benefit?
  • ​What happens if my spouse remarries after I pass away? Will they be able to keep their health insurance?
  • ​Do social security benefits offset survivor benefits?
  • ​If I cannot find my beneficiary paperwork, will my spouse just get everything by default?
  • ​My heirs are adult, dependent children. What happens to them if I die?
  • ​Do I need all 4 or just 3 of the 4 Estate Planning documents done?


Federal Employee Benefits Expert
Retire Federal - Tammy Flanagan & Associates 
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She specializes in a wide range of topics, such as the basics of the Federal Employee Retirement System (FERS), Strategies for Social Security, understanding the relationship between Medicare and federal health insurance and many more.
Certified Financial Planner
Shilanski & Associates
Micah Shilanski is a CERTIFIED FINANCIAL PLANNER™ professional who specializes in helping federal employees get the most out of their federal retirement benefits. Founder of Plan-Your-Federal-Retirement.com - A website that helps thousands of Federal Employees understand their benefits and how those benefits fit into their financial plan.

Don’t Miss The Opportunity To Learn More About
How To Do Your Financial Housekeeping.

Under FERS, you have four important beneficiary designations to check - don’t worry; at our upcoming Estate Planning webinar, we are going to share with you all four and how to find, update and verify them with your agency.

Micah Shilanski, CFP(R), and Tammy Flanagan are the industry-leading experts on Federal Employee benefits. You have seen them on their popular YouTube Channel, listened to them on their podcast, and read their articles - now you need to jump online and be a part of the conversation.
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