Understanding Distributions Rules,

Can you "time" when from C, S and I Funds to the G Fund?

Understanding these tax buckets so you do not devastate your retirement savings.
When the TSP Fails - 
What is Your Plan?
Power Session Series
With Federal Employee Benefits Experts
Tammy Flanagan & Micah Shilanski, CFP®
06.22.2022 | 08:00 AM AK Time
&
06.29.2022 | 10:00 AM AK Time
Throughout the entire country, this is our 
#1 asked question by Federal employees! 

The TSP is so critical to your financial health that we will be diving deep into the nuances that most Federal Employees don’t know about until they go through the process of retirement themselves - which is often too late!
Tammy Flanagan
Federal Employee 
Benefits Expert,
Retire Federal
DATE / TIME
06.22.2022|08:00 AM AKT
06.29.2022|10:00 AM AKT
Micah Shilanski, CFP®
Shilanski and Associates,
Plan-Your-Federal-Retirement

WHAT IS YOUR PRE-RETIREMENT PLAN?

Here is how to create one or modify the one you had to avoid some of the catastrophic 
financial mistakes we see Federal Employees make before they retire from Federal Service.

The financial strength of a Federal Employees Thrift Savings Plan (TSP) is often one of the BIGGEST factors that a Federal employee considers before applying for retirement. 

You would not believe how many Federal Employees that we meet with say to us, “Ok, I can’t retire until my TSP has an account balance of $XXXXXX”, but  when we ask them what is significant about that number they normally reply, “I don’t know. It just feels like a good number to have before retiring.”
What is your magical TSP Number?  The one you need your account to be at in order to... sleep at night? retire? decide to take more time off?

Most Feds have a mental TSP number they want their TSP balances to be at. They have a number in their minds that they want their account balances to be at before they give themselves permission to retire.

We get it. Your TSP is a big part of your retirement plan. Does a specific number really matter though? After all, that number is invested in the markets so it is always going to fluctuate up or down. Does this mean that you should transfer everything into the G Fund before you retire? NO! Not necessarily.

What it does mean is that you need to know what your pre-retirement plan is for your TSP before you apply for retirement. The value is important, we won’t deny that, but there is a LOT more to consider having in place for your TSP before you retire.

THESE POWER SESSIONS ARE FOR YOU IF:

  • You want to see how a financial planner could help you with your retirement.
  • You have health problems and are worried about what’s going to happen with your Medicare and your Life Insurance.
  • You want to make sure your plan takes care of your beneficiaries.
  • ​You want to make sure that you will not be making any costly mistakes.
  • ​​You want to make sure that you will not pay higher taxes than you need to.
  • ​You are not sure how your TSP will work and when you can dip into it .
  • You are a federal employee who needs accurate, easy information for their retirement plan.
  • ​You want to retire but you’re not sure what will be the best time for that.
  • ​You are not sure how much money you will have after your retire.

  • ​And so much more...
Join The Power Sessions Before It's Too Late

DURING THE POWER SESSIONS WE WILL DISCOVER:

  • ​Pre-Retirement Success Strategies for your TSP
  • ​What happens to your TSP once you retire
  • ​Options to keep or transfer your account with TSP 
  • ​How to manage investments
  • ​Understanding tax implications of distributions
  • ​Critical errors to avoid so you don’t accidentally give ⅓ of your account to the IRS
  • ​And so much more!...

MEET YOUR INSTRUCTORS

TAMMY FLANAGAN
Federal Employee Benefits Expert
Retire Federal - Tammy Flanagan & Associates 
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She specializes in a wide range of topics, such as the basics of the Federal Employee Retirement System (FERS), Strategies for Social Security, understanding the relationship between Medicare and federal health insurance and many more.
MICAH SHILANSKI, CFP®
Certified Financial Planner
Shilanski & Associates
Plan-Your-Federal-Retirement
Micah Shilanski is a CERTIFIED FINANCIAL PLANNER™ professional who specializes in helping federal employees get the most out of their federal retirement benefits. Founder of Plan-Your-Federal-Retirement.com - A website that helps thousands of Federal Employees understand their benefits and how those benefits fit into their financial plan.

Don’t Miss The Opportunity To Learn More About How To Plan Your Retirement And What Mistakes To Avoid

As a federal employee, you know that your benefits are complex and valuable - if properly utilized. 
It’s not easy to plan everything on your own. I get it.

Planning for retirement is in your control - but ONLY if you take action.
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Advisory services offered through Shilanski & Associates, Inc., an Investment Adviser doing business as “Plan Your Federal Retirement”. Plan Your Federal Retirement is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site if for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Please review our Customer Relationship Summary (Form ADV Part 3) for important information about our services and fees.

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